Pre-purchase question

I have a couple of questions I'm hoping someone can answer before purchase. I have been looking at the Game Builder rather than the Engine, but set me straight if only the Engine can handle my requirements.

1. I would like to be able to have external dynamic jpg's or bmp's accessed and drawn/animated within Torque. For example, photo images that change based on the photo library or from a database. Can this be done relatively easily?
2. Similarly, I would like to have external dynamic text which is drawn in Torque. Ths could be a description for the photo mentioned above.
3. Are 2D menu systems easily handled.

Thanks for any assistance.
Bill